.kz-tool {
	--kz-ink: #172b2a;
	--kz-muted: #526361;
	--kz-paper: #fffef8;
	--kz-surface: #f2f7f4;
	--kz-line: #cddbd4;
	--kz-accent: #08765f;
	--kz-accent-dark: #075b4b;
	--kz-warm: #f3b83f;
	--kz-danger: #a33131;
	background: var(--kz-paper);
	border: 1px solid var(--kz-line);
	border-radius: 1.25rem;
	box-shadow: 0 1rem 2.5rem rgba(23, 43, 42, 0.08);
	color: var(--kz-ink);
	font: inherit;
	margin: 2rem auto;
	max-width: 58rem;
	overflow: hidden;
}

.kz-tool *,
.kz-tool *::before,
.kz-tool *::after {
	box-sizing: border-box;
}

.kz-tool__intro {
	background:
		radial-gradient(circle at 92% 5%, rgba(243, 184, 63, 0.25), transparent 9rem),
		linear-gradient(135deg, #e8f5ef 0%, #fffdf5 100%);
	border-bottom: 1px solid var(--kz-line);
	padding: clamp(1.4rem, 4vw, 2.4rem);
}

.kz-tool__intro h2 {
	color: var(--kz-ink);
	font-size: clamp(1.65rem, 4vw, 2.35rem);
	letter-spacing: -0.03em;
	line-height: 1.1;
	margin: 0 0 0.75rem;
}

.kz-tool__intro > p:not(.kz-tool__eyebrow, .kz-tool__privacy) {
	color: var(--kz-muted);
	font-size: 1.06rem;
	line-height: 1.65;
	margin: 0;
	max-width: 46rem;
}

.kz-tool__eyebrow {
	color: var(--kz-accent-dark);
	font-size: 0.76rem;
	font-weight: 800;
	letter-spacing: 0.1em;
	margin: 0 0 0.55rem;
	text-transform: uppercase;
}

.kz-tool__privacy {
	align-items: center;
	color: var(--kz-accent-dark);
	display: flex;
	font-size: 0.88rem;
	font-weight: 650;
	gap: 0.4rem;
	margin: 1rem 0 0;
}

.kz-tool__form {
	padding: clamp(1.4rem, 4vw, 2.4rem);
}

.kz-tool__mode {
	align-items: start;
	background: var(--kz-surface);
	border: 1px solid var(--kz-line);
	border-radius: 0.85rem;
	display: grid;
	gap: 0.55rem 1rem;
	margin-bottom: 1.4rem;
	padding: 0.9rem;
}

.kz-tool__mode-label {
	font-size: 0.82rem;
	font-weight: 800;
}

.kz-tool__mode-buttons {
	background: #dde9e3;
	border-radius: 0.65rem;
	display: grid;
	gap: 0.2rem;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	padding: 0.2rem;
}

.kz-tool__mode-buttons button {
	background: transparent;
	border: 0;
	border-radius: 0.5rem;
	color: var(--kz-muted);
	cursor: pointer;
	font: inherit;
	font-size: 0.9rem;
	font-weight: 800;
	min-height: 2.75rem;
	padding: 0.55rem 1rem;
}

.kz-tool__mode-buttons button[aria-pressed="true"] {
	background: #fff;
	box-shadow: 0 0.15rem 0.5rem rgba(23, 43, 42, 0.12);
	color: var(--kz-accent-dark);
}

.kz-tool__mode-buttons button:focus-visible {
	outline: 3px solid var(--kz-warm);
	outline-offset: 2px;
}

.kz-tool__mode p {
	color: var(--kz-muted);
	font-size: 0.8rem;
	line-height: 1.45;
	margin: 0;
}

.kz-tool__fields {
	display: grid;
	gap: 1.15rem;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 15rem), 1fr));
}

.kz-tool__expert-panel {
	background: #f7faf8;
	border: 1px solid var(--kz-line);
	border-radius: 0.9rem;
	margin-top: 1.4rem;
	padding: clamp(1rem, 3vw, 1.35rem);
}

.kz-tool__expert-panel h3 {
	color: var(--kz-ink);
	font-size: 1.05rem;
	margin: 0;
}

.kz-tool__expert-panel > p {
	color: var(--kz-muted);
	font-size: 0.84rem;
	line-height: 1.55;
	margin: 0.45rem 0 1.1rem;
	max-width: 48rem;
}

.kz-tool__cashflow-editor {
	grid-column: 1 / -1;
	min-width: 0;
}

.kz-tool__editor-actions {
	display: flex;
	flex-wrap: wrap;
	gap: 0.6rem;
}

.kz-tool__editor-actions button,
.kz-tool__cashflow-table button {
	background: #fff;
	border: 1px solid var(--kz-accent);
	border-radius: 0.55rem;
	color: var(--kz-accent-dark);
	cursor: pointer;
	font: inherit;
	font-size: 0.8rem;
	font-weight: 750;
	min-height: 2.5rem;
	padding: 0.5rem 0.75rem;
}

.kz-tool__editor-actions button:hover,
.kz-tool__cashflow-table button:hover {
	background: #e8f5ef;
}

.kz-tool__editor-actions button:focus-visible,
.kz-tool__cashflow-table button:focus-visible,
.kz-tool__cashflow-table input:focus,
.kz-tool__cashflow-table select:focus {
	outline: 3px solid var(--kz-warm);
	outline-offset: 2px;
}

.kz-tool__cashflow-table {
	border-collapse: collapse;
	font-size: 0.78rem;
	min-width: 58rem;
	width: 100%;
}

.kz-tool__cashflow-table caption {
	font-size: 0.88rem;
	font-weight: 800;
	padding: 0 0 0.55rem;
	text-align: left;
}

.kz-tool__cashflow-table th,
.kz-tool__cashflow-table td {
	border-bottom: 1px solid var(--kz-line);
	padding: 0.45rem;
	text-align: left;
	vertical-align: middle;
}

.kz-tool__cashflow-table input:not([type="checkbox"]),
.kz-tool__cashflow-table select {
	background: #fff;
	border: 1px solid #94aaa0;
	border-radius: 0.45rem;
	color: var(--kz-ink);
	font: inherit;
	min-height: 2.5rem;
	padding: 0.45rem;
	width: 100%;
}

.kz-tool__cashflow-table input[type="checkbox"] {
	accent-color: var(--kz-accent);
	height: 1.2rem;
	width: 1.2rem;
}

.kz-tool__cashflow-table td:nth-child(1) {
	min-width: 14rem;
}

.kz-tool__cashflow-table td:nth-child(2),
.kz-tool__cashflow-table td:nth-child(3) {
	min-width: 8rem;
}

.kz-tool__cashflow-table td:nth-child(5) {
	min-width: 12rem;
}

.kz-tool__editor-status {
	color: var(--kz-muted);
	font-size: 0.78rem;
	margin: 0.6rem 0 0;
}

.kz-tool__comparison-offer,
.kz-tool__comparison-expert-offer {
	background: #f7faf8;
	border: 1px solid var(--kz-line);
	border-radius: 0.85rem;
	grid-column: 1 / -1;
	margin: 0;
	min-width: 0;
	padding: 1rem;
}

.kz-tool__comparison-offer legend,
.kz-tool__comparison-expert-offer legend,
.kz-tool__comparison-expert-offer h4 {
	color: var(--kz-ink);
	font-size: 1rem;
	font-weight: 850;
	margin: 0 0 0.8rem;
	padding: 0 0.35rem;
}

.kz-tool__comparison-editor,
.kz-tool__refinancing-editor,
.kz-tool__debt-ratio-editor,
.kz-tool__emergency-editor,
.kz-tool__overdraft-editor,
.kz-tool__property-editor,
.kz-tool__debt-payoff-editor,
.kz-tool__credit-term-editor,
.kz-tool__budget-check-editor,
.kz-tool__foreign-currency-editor {
	grid-column: 1 / -1;
	min-width: 0;
}

[data-kz-comparison-expert-offers],
[data-kz-refinancing-old-loans],
[data-kz-debt-ratio-incomes],
[data-kz-debt-ratio-debts],
[data-kz-emergency-expenses-editor],
[data-kz-emergency-irregular-editor],
[data-kz-emergency-reserves-editor],
[data-kz-emergency-additions-editor],
[data-kz-emergency-withdrawals-editor],
[data-kz-overdraft-periods],
[data-kz-overdraft-events],
[data-kz-overdraft-postings],
[data-kz-overdraft-fees],
[data-kz-overdraft-scenario-editor],
[data-kz-property-owners-editor],
[data-kz-property-income-changes-editor],
[data-kz-property-expense-changes-editor],
[data-kz-property-equity-editor],
[data-kz-property-renovations-editor],
[data-kz-property-tranches-editor],
[data-kz-debt-payoff-debts-editor],
[data-kz-debt-payoff-rate-changes-editor],
[data-kz-debt-payoff-payment-changes-editor],
[data-kz-debt-payoff-fees-editor],
[data-kz-debt-payoff-budget-changes-editor],
[data-kz-debt-payoff-extras-editor],
[data-kz-credit-term-rate-rows],
[data-kz-credit-term-payment-rows],
[data-kz-credit-term-extra-rows],
[data-kz-credit-term-fee-rows],
[data-kz-credit-term-scenario-rows],
[data-kz-budget-check-income-rows],
[data-kz-budget-check-expense-rows],
[data-kz-budget-check-annual-rows],
[data-kz-budget-check-debt-rows],
[data-kz-budget-check-reserve-rows],
[data-kz-budget-check-irregular-rows],
[data-kz-budget-check-target-rows],
[data-kz-budget-check-scenario-rows],
[data-kz-foreign-currency-checkpoint-rows],
[data-kz-foreign-currency-rate-rows],
[data-kz-foreign-currency-payment-rows],
[data-kz-foreign-currency-offset-rows],
[data-kz-foreign-currency-hedge-rows],
[data-kz-foreign-currency-fee-rows],
[data-kz-foreign-currency-scenario-rows] {
	display: grid;
	gap: 1rem;
	margin-top: 1rem;
}

.kz-tool__overdraft-editor > section,
.kz-tool__property-editor > section,
.kz-tool__debt-payoff-editor > section,
.kz-tool__credit-term-editor > section,
.kz-tool__budget-check-editor > section,
.kz-tool__foreign-currency-editor > section {
	border-top: 1px solid var(--kz-line);
	margin-top: 1.1rem;
	padding-top: 1.1rem;
}

.kz-tool__overdraft-editor > section h4,
.kz-tool__property-editor > section h4,
.kz-tool__debt-payoff-editor > section h4,
.kz-tool__credit-term-editor > section h4,
.kz-tool__budget-check-editor > section h4,
.kz-tool__foreign-currency-editor > section h4 {
	color: var(--kz-ink);
	font-size: 0.95rem;
	margin: 0;
}

.kz-tool__credit-term-editor > section:focus,
.kz-tool__budget-check-editor > section:focus,
.kz-tool__foreign-currency-editor > section:focus {
	outline: 3px solid var(--kz-warm);
	outline-offset: 0.25rem;
}

.kz-tool__credit-term-editor .kz-tool__editor-row,
.kz-tool__budget-check-editor .kz-tool__editor-row,
.kz-tool__foreign-currency-editor .kz-tool__editor-row {
	background: #f7faf8;
	border: 1px solid var(--kz-line);
	border-radius: 0.85rem;
	display: grid;
	gap: 0.8rem;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 11rem), 1fr));
	padding: 1rem;
}

.kz-tool__credit-term-editor .kz-tool__editor-row h5,
.kz-tool__budget-check-editor .kz-tool__editor-row h5,
.kz-tool__foreign-currency-editor .kz-tool__editor-row h5 {
	color: var(--kz-ink);
	font-size: 0.9rem;
	grid-column: 1 / -1;
	margin: 0;
}

.kz-tool__credit-term-editor .kz-tool__editor-add,
.kz-tool__credit-term-editor .kz-tool__editor-remove,
.kz-tool__budget-check-editor .kz-tool__editor-add,
.kz-tool__budget-check-editor .kz-tool__editor-remove,
.kz-tool__foreign-currency-editor .kz-tool__editor-add,
.kz-tool__foreign-currency-editor .kz-tool__editor-remove {
	background: #fff;
	border: 1px solid var(--kz-accent);
	border-radius: 0.55rem;
	color: var(--kz-accent-dark);
	cursor: pointer;
	font: inherit;
	font-size: 0.78rem;
	font-weight: 800;
	min-height: 2.75rem;
	padding: 0.55rem 0.8rem;
}

.kz-tool__credit-term-editor .kz-tool__editor-add,
.kz-tool__budget-check-editor .kz-tool__editor-add,
.kz-tool__foreign-currency-editor .kz-tool__editor-add {
	margin-top: 0.8rem;
}

.kz-tool__credit-term-editor .kz-tool__editor-remove,
.kz-tool__budget-check-editor .kz-tool__editor-remove,
.kz-tool__foreign-currency-editor .kz-tool__editor-remove {
	align-self: end;
}

.kz-tool__credit-term-editor .kz-tool__editor-add:hover,
.kz-tool__credit-term-editor .kz-tool__editor-remove:hover,
.kz-tool__budget-check-editor .kz-tool__editor-add:hover,
.kz-tool__budget-check-editor .kz-tool__editor-remove:hover,
.kz-tool__foreign-currency-editor .kz-tool__editor-add:hover,
.kz-tool__foreign-currency-editor .kz-tool__editor-remove:hover {
	background: #e8f5ef;
}

.kz-tool__credit-term-editor .kz-tool__editor-add:focus-visible,
.kz-tool__credit-term-editor .kz-tool__editor-remove:focus-visible,
.kz-tool__budget-check-editor .kz-tool__editor-add:focus-visible,
.kz-tool__budget-check-editor .kz-tool__editor-remove:focus-visible,
.kz-tool__foreign-currency-editor .kz-tool__editor-add:focus-visible,
.kz-tool__foreign-currency-editor .kz-tool__editor-remove:focus-visible {
	outline: 3px solid var(--kz-warm);
	outline-offset: 2px;
}

.kz-tool__schedule--overdraft-daily {
	min-width: 112rem;
}

.kz-tool__debt-ratio-section,
.kz-tool__emergency-section {
	border-top: 1px solid var(--kz-line);
	margin-top: 1rem;
	padding-top: 1rem;
}

.kz-tool__debt-ratio-section h4,
.kz-tool__emergency-section h4 {
	font-size: 0.95rem;
	margin: 0;
}

.kz-tool__comparison-expert-offer > details {
	border-top: 1px solid var(--kz-line);
	margin-top: 1rem;
	padding-top: 0.8rem;
}

.kz-tool__comparison-expert-offer > details > summary {
	color: var(--kz-accent-dark);
	cursor: pointer;
	font-size: 0.82rem;
	font-weight: 800;
	margin-bottom: 1rem;
}

.kz-tool__comparison-meta {
	display: grid;
	gap: 0.75rem;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 13rem), 1fr));
}

.kz-tool__comparison-meta label {
	display: grid;
	font-size: 0.78rem;
	font-weight: 750;
	gap: 0.35rem;
}

.kz-tool__comparison-meta input:not([type="checkbox"]),
.kz-tool__comparison-meta select {
	background: #fff;
	border: 1px solid #94aaa0;
	border-radius: 0.5rem;
	color: var(--kz-ink);
	font: inherit;
	min-height: 2.6rem;
	padding: 0.5rem;
	width: 100%;
}

.kz-tool__comparison-check {
	align-items: center;
	display: flex !important;
	grid-template-columns: auto 1fr;
}

.kz-tool__comparison-check input {
	accent-color: var(--kz-accent);
	height: 1.15rem;
	width: 1.15rem;
}

.kz-tool__comparison-summary {
	border-bottom: 1px solid rgba(255, 255, 255, 0.18);
	padding-bottom: 1rem;
}

.kz-tool__comparison-summary h4,
.kz-tool__comparison-summary p {
	color: #fff;
}

.kz-tool__comparison-summary ul {
	display: grid;
	gap: 0.4rem;
	margin: 0.8rem 0;
	padding-left: 1.2rem;
}

.kz-tool__comparison-table {
	min-width: 78rem;
}

.kz-tool__comparison-actions {
	display: flex;
	flex-wrap: wrap;
	gap: 0.55rem;
	margin-top: 1rem;
}

.kz-tool__comparison-actions button {
	background: transparent;
	border: 1px solid #9fc5b8;
	border-radius: 0.55rem;
	color: #fff;
	cursor: pointer;
	font: inherit;
	font-size: 0.8rem;
	font-weight: 750;
	padding: 0.55rem 0.8rem;
}

.kz-tool__comparison-actions button:hover {
	background: rgba(255, 255, 255, 0.1);
}

.kz-tool__field label {
	display: block;
	font-size: 0.94rem;
	font-weight: 750;
	line-height: 1.35;
	margin-bottom: 0.45rem;
}

.kz-tool__input-wrap {
	position: relative;
}

.kz-tool__field input,
.kz-tool__field select {
	appearance: none;
	background: #fff;
	border: 1.5px solid #94aaa0;
	border-radius: 0.65rem;
	color: var(--kz-ink);
	font: inherit;
	font-size: 1.05rem;
	font-variant-numeric: tabular-nums;
	padding: 0.78rem 2.75rem 0.78rem 0.85rem;
	width: 100%;
}

.kz-tool__field select {
	background-image:
		linear-gradient(45deg, transparent 50%, var(--kz-muted) 50%),
		linear-gradient(135deg, var(--kz-muted) 50%, transparent 50%);
	background-position:
		calc(100% - 1.15rem) calc(50% - 0.12rem),
		calc(100% - 0.8rem) calc(50% - 0.12rem);
	background-repeat: no-repeat;
	background-size: 0.4rem 0.4rem, 0.4rem 0.4rem;
	padding-right: 2.5rem;
}

.kz-tool__field input:hover,
.kz-tool__field select:hover {
	border-color: var(--kz-accent);
}

.kz-tool__field input:focus,
.kz-tool__field select:focus {
	border-color: var(--kz-accent);
	box-shadow: 0 0 0 3px rgba(8, 118, 95, 0.18);
	outline: 2px solid transparent;
}

.kz-tool__field input[aria-invalid="true"],
.kz-tool__field select[aria-invalid="true"] {
	border-color: var(--kz-danger);
	box-shadow: 0 0 0 3px rgba(163, 49, 49, 0.12);
}

.kz-tool__suffix {
	color: var(--kz-muted);
	font-weight: 700;
	pointer-events: none;
	position: absolute;
	right: 0.9rem;
	top: 50%;
	transform: translateY(-50%);
}

.kz-tool[data-kz-tool="foreign-currency-risk"] .kz-tool__field:nth-child(n+3) input {
	padding-right: 4.6rem;
}

.kz-tool__help,
.kz-tool__field-error {
	color: var(--kz-muted);
	font-size: 0.78rem;
	line-height: 1.45;
	margin: 0.35rem 0 0;
}

.kz-tool__field-error {
	color: var(--kz-danger);
	font-weight: 650;
}

.kz-tool__errors {
	background: #fff2f2;
	border: 1px solid #e2a4a4;
	border-radius: 0.65rem;
	color: #7e2424;
	font-size: 0.92rem;
	font-weight: 650;
	margin-bottom: 1.15rem;
	padding: 0.75rem 0.9rem;
}

.kz-tool__submit {
	background: var(--kz-accent);
	border: 0;
	border-radius: 0.7rem;
	color: #fff;
	cursor: pointer;
	font: inherit;
	font-weight: 800;
	margin-top: 1.5rem;
	min-height: 3rem;
	padding: 0.78rem 1.2rem;
	width: 100%;
}

.kz-tool__submit:hover {
	background: var(--kz-accent-dark);
}

.kz-tool__submit:focus-visible {
	outline: 3px solid var(--kz-warm);
	outline-offset: 3px;
}

.kz-tool__result {
	background: var(--kz-ink);
	color: #fff;
	margin: 0 clamp(1.4rem, 4vw, 2.4rem) clamp(1.4rem, 4vw, 2.4rem);
	padding: clamp(1.25rem, 4vw, 2rem);
	border-radius: 0.9rem;
}

.kz-tool__result:focus {
	outline: 3px solid var(--kz-warm);
	outline-offset: 3px;
}

.kz-tool__result h3 {
	color: #fff;
	font-size: 1.2rem;
	margin: 0 0 1rem;
}

.kz-tool__result dl {
	display: grid;
	gap: 1px;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 11rem), 1fr));
	margin: 0;
	overflow: hidden;
}

.kz-tool__result-item {
	background: rgba(255, 255, 255, 0.08);
	min-width: 0;
	padding: 1rem;
}

.kz-tool__result dt {
	color: #c9dbd4;
	font-size: 0.78rem;
	line-height: 1.4;
}

.kz-tool__result dd {
	color: #fff;
	font-size: clamp(1.2rem, 3vw, 1.65rem);
	font-weight: 800;
	line-height: 1.25;
	margin: 0.3rem 0 0;
	overflow-wrap: anywhere;
}

.kz-tool__result-note {
	color: #e3efea;
	font-size: 0.9rem;
	line-height: 1.55;
	margin: 1rem 0 0;
}

.kz-tool__expert-result {
	border-top: 1px solid rgba(255, 255, 255, 0.18);
	margin-top: 1.35rem;
	padding-top: 1.35rem;
}

.kz-tool__expert-result h4,
.kz-tool__property-details h4 {
	color: #fff;
	font-size: 1rem;
	margin: 0 0 0.8rem;
}

.kz-tool__expert-metrics {
	display: grid;
	gap: 0.55rem;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 12rem), 1fr));
}

.kz-tool__expert-metric {
	background: rgba(255, 255, 255, 0.08);
	border: 1px solid rgba(255, 255, 255, 0.13);
	border-radius: 0.7rem;
	display: grid;
	gap: 0.3rem;
	padding: 0.8rem;
}

.kz-tool__expert-metric span {
	color: #c9dbd4;
	font-size: 0.76rem;
	line-height: 1.4;
}

.kz-tool__expert-metric strong {
	color: #fff;
	font-size: 1.05rem;
	overflow-wrap: anywhere;
}

.kz-tool__schedule-wrap {
	margin-top: 1rem;
	overflow-x: auto;
}

.kz-tool__schedule {
	border-collapse: collapse;
	color: #fff;
	font-size: 0.78rem;
	font-variant-numeric: tabular-nums;
	min-width: 62rem;
	width: 100%;
}

.kz-tool__schedule--savings {
	min-width: 48rem;
}

.kz-tool__schedule--affordability {
	min-width: 38rem;
}

.kz-tool__schedule--prepayment {
	min-width: 105rem;
}

.kz-tool__schedule--inflation {
	min-width: 78rem;
}

.kz-tool__schedule--debt-ratio {
	min-width: 64rem;
}

.kz-tool__schedule--emergency {
	min-width: 82rem;
}

.kz-tool__schedule--emergency-scenarios {
	min-width: 58rem;
}

.kz-tool__schedule--emergency-expenses,
.kz-tool__schedule--emergency-reserves {
	min-width: 64rem;
}

.kz-tool__schedule--property-costs,
.kz-tool__schedule--property-equity {
	min-width: 38rem;
}

.kz-tool__schedule--property-scenarios {
	min-width: 58rem;
}

.kz-tool__schedule--property-changes {
	min-width: 70rem;
}

.kz-tool__schedule--property-tranches {
	min-width: 92rem;
}

.kz-tool__schedule--debt-payoff-ledger {
	min-width: 118rem;
}

.kz-tool__schedule--debt-payoff-debts {
	min-width: 92rem;
}

.kz-tool__schedule--debt-payoff-strategies,
.kz-tool__schedule--debt-payoff-scenarios {
	min-width: 82rem;
}

.kz-tool__schedule--budget-check {
	min-width: 175rem;
}

.kz-tool__schedule--budget-scenarios {
	min-width: 74rem;
}

.kz-tool__schedule--foreign-currency {
	min-width: 170rem;
}

.kz-tool__schedule--foreign-currency-scenarios {
	min-width: 94rem;
}

.kz-tool__schedule--foreign-currency-hedges {
	min-width: 76rem;
}

.kz-tool__schedule--credit-check-audit {
	min-width: 125rem;
}

.kz-tool__schedule--credit-check-scenarios {
	min-width: 115rem;
}

.kz-tool__schedule--credit-check-inventory {
	min-width: 75rem;
}

.kz-tool__schedule--credit-check-documents,
.kz-tool__schedule--credit-check-credit-facts {
	min-width: 55rem;
}

.kz-tool__schedule caption {
	color: #fff;
	font-size: 0.9rem;
	font-weight: 800;
	padding: 0 0 0.55rem;
	text-align: left;
}

.kz-tool__schedule th,
.kz-tool__schedule td {
	border-bottom: 1px solid rgba(255, 255, 255, 0.14);
	padding: 0.6rem 0.55rem;
	text-align: right;
	white-space: nowrap;
}

.kz-tool__schedule th:first-child,
.kz-tool__schedule td:first-child {
	text-align: left;
}

.kz-tool__schedule thead th {
	color: #c9dbd4;
	font-size: 0.72rem;
}

.kz-tool__schedule-note {
	color: #c9dbd4;
	font-size: 0.74rem;
	line-height: 1.5;
	margin: 0.7rem 0 0;
}

.kz-tool__assumptions {
	color: #dce9e4;
	display: grid;
	font-size: 0.78rem;
	gap: 0.45rem;
	line-height: 1.5;
	margin: 1rem 0 0;
	padding-left: 1.2rem;
}

.kz-tool__expert-actions {
	display: flex;
	flex-wrap: wrap;
	gap: 0.55rem;
	margin-top: 1rem;
}

.kz-tool__expert-actions button {
	background: transparent;
	border: 1px solid rgba(255, 255, 255, 0.45);
	border-radius: 0.55rem;
	color: #fff;
	cursor: pointer;
	font: inherit;
	font-size: 0.78rem;
	font-weight: 750;
	min-height: 2.75rem;
	padding: 0.55rem 0.8rem;
}

.kz-tool__expert-actions button:hover {
	background: rgba(255, 255, 255, 0.1);
}

.kz-tool__expert-actions button:focus-visible {
	outline: 3px solid var(--kz-warm);
	outline-offset: 2px;
}

.kz-tool__stress,
.kz-tool__alternatives {
	border-top: 1px solid rgba(255, 255, 255, 0.18);
	margin-top: 1.2rem;
	padding-top: 1.2rem;
}

.kz-tool__stress h4,
.kz-tool__alternatives h4 {
	color: #fff;
	font-size: 1rem;
	margin: 0 0 0.65rem;
}

.kz-tool__stress p {
	color: #dceae6;
	line-height: 1.55;
	margin: 0;
}

.kz-tool__alternatives ol {
	display: grid;
	gap: 0.65rem;
	list-style: none;
	margin: 0;
	padding: 0;
}

.kz-tool__alternatives li {
	background: rgba(255, 255, 255, 0.08);
	border: 1px solid rgba(255, 255, 255, 0.15);
	border-radius: 0.75rem;
	padding: 0.9rem;
}

.kz-tool__alternatives strong {
	color: #fff;
	display: block;
	font-size: 0.92rem;
	line-height: 1.4;
}

.kz-tool__alternatives p {
	color: #dceae6;
	font-size: 0.84rem;
	line-height: 1.55;
	margin: 0.35rem 0 0;
}

.kz-tool__method {
	border-top: 1px solid var(--kz-line);
	color: var(--kz-muted);
	font-size: 0.86rem;
	line-height: 1.55;
	padding: 1rem clamp(1.4rem, 4vw, 2.4rem);
}

.kz-tool__method summary {
	align-items: center;
	color: var(--kz-ink);
	cursor: pointer;
	display: flex;
	font-weight: 750;
	gap: 0.75rem;
	justify-content: space-between;
	list-style: none;
}

.kz-tool__method summary::-webkit-details-marker,
.kz-check__method summary::-webkit-details-marker {
	display: none;
}

.kz-tool__method summary::after,
.kz-check__method summary::after {
	color: var(--kz-accent);
	content: "+";
	flex: none;
	font-size: 1.1rem;
	font-weight: 800;
	line-height: 1;
}

.kz-tool__method[open] summary::after,
.kz-check__method[open] summary::after {
	content: "−";
}

.kz-tool__method p {
	margin: 0.75rem 0 0;
}

.kz-tool__source {
	font-size: 0.76rem;
}

.kz-tool__noscript {
	background: #fff7dc;
	border-top: 1px solid #ebd795;
	color: var(--kz-ink);
	margin: 0;
	padding: 1rem clamp(1.4rem, 4vw, 2.4rem);
}

@media (min-width: 44rem) {
	.kz-tool__submit {
		width: auto;
	}

	.kz-tool__mode {
		align-items: center;
		grid-template-columns: auto minmax(14rem, 20rem) 1fr;
	}
}

@media (max-width: 30rem) {
	.kz-tool {
		border-radius: 0.85rem;
	}

	.kz-tool__intro h2 {
		overflow-wrap: anywhere;
	}

	.kz-tool__intro,
	.kz-tool__form {
		padding-left: 1rem;
		padding-right: 1rem;
	}

	.kz-tool__result {
		margin-left: 1rem;
		margin-right: 1rem;
	}
}

@media (max-width: 22rem) {
	.kz-tool__intro h2 {
		font-size: 1.45rem;
		hyphens: auto;
	}

	.kz-tool__mode-buttons {
		grid-template-columns: 1fr;
	}
}

@media (prefers-reduced-motion: reduce) {
	.kz-tool *,
	.kz-tool *::before,
	.kz-tool *::after {
		scroll-behavior: auto !important;
		transition-duration: 0.01ms !important;
	}
}

@media (forced-colors: active) {
	.kz-tool,
	.kz-tool__field input,
	.kz-tool__field select,
	.kz-tool__result {
		border: 1px solid CanvasText;
	}

	.kz-tool__field select {
		appearance: auto;
		background-image: none;
	}
}

@media print {
	body.kz-tools-printing * {
		visibility: hidden !important;
	}

	body.kz-tools-printing .kz-tool--printing,
	body.kz-tools-printing .kz-tool--printing * {
		visibility: visible !important;
	}

	body.kz-tools-printing .kz-tool--printing {
		border: 0;
		box-shadow: none;
		left: 0;
		margin: 0;
		max-width: none;
		position: absolute;
		top: 0;
		width: 100%;
	}

	body.kz-tools-printing .kz-tool--printing .kz-tool__intro,
	body.kz-tools-printing .kz-tool--printing .kz-tool__form,
	body.kz-tools-printing .kz-tool--printing .kz-tool__method,
	body.kz-tools-printing .kz-tool--printing .kz-tool__noscript,
	body.kz-tools-printing .kz-tool--printing .kz-tool__expert-actions {
		display: none !important;
	}

	body.kz-tools-printing .kz-tool--printing .kz-tool__result {
		background: #fff;
		color: #000;
		margin: 0;
		padding: 0;
	}

	body.kz-tools-printing .kz-tool--printing .kz-tool__result *,
	body.kz-tools-printing .kz-tool--printing .kz-tool__schedule * {
		color: #000 !important;
	}

	body.kz-tools-printing .kz-tool--printing .kz-tool__schedule-wrap {
		overflow: visible;
	}

	body.kz-tools-printing .kz-tool--printing .kz-tool__schedule {
		font-size: 8pt;
		min-width: 0;
	}

	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__intro,
	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__form,
	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__method,
	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__noscript,
	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__edit,
	body.kz-tools-printing .kz-check.kz-tool--printing .kz-tool__expert-actions {
		display: none !important;
	}

	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__result {
		background: #fff;
		color: #000;
		margin: 0;
		padding: 0;
	}

	body.kz-tools-printing .kz-check.kz-tool--printing .kz-check__result *,
	body.kz-tools-printing .kz-check.kz-tool--printing .kz-tool__schedule * {
		color: #000 !important;
	}
}

.kz-check {
	--kz-ink: #172b2a;
	--kz-muted: #526361;
	--kz-paper: #fffef8;
	--kz-surface: #f2f7f4;
	--kz-line: #cddbd4;
	--kz-accent: #08765f;
	--kz-accent-dark: #075b4b;
	--kz-warm: #f3b83f;
	--kz-danger: #a33131;
	background: var(--kz-paper);
	border: 1px solid var(--kz-line);
	border-radius: 1.25rem;
	box-shadow: 0 1rem 2.5rem rgba(23, 43, 42, 0.08);
	color: var(--kz-ink);
	font: inherit;
	margin: 2rem auto;
	max-width: 58rem;
	overflow: hidden;
}

.kz-check *,
.kz-check *::before,
.kz-check *::after {
	box-sizing: border-box;
}

.kz-check__intro {
	background:
		radial-gradient(circle at 92% 5%, rgba(243, 184, 63, 0.28), transparent 10rem),
		linear-gradient(135deg, #e8f5ef 0%, #fffdf5 100%);
	border-bottom: 1px solid var(--kz-line);
	padding: clamp(1.4rem, 4vw, 2.6rem);
}

.kz-check__intro h2 {
	color: var(--kz-ink);
	font-size: clamp(1.7rem, 4vw, 2.5rem);
	letter-spacing: -0.035em;
	line-height: 1.08;
	margin: 0 0 0.8rem;
}

.kz-check__intro > p:not(.kz-check__eyebrow, .kz-check__privacy) {
	color: var(--kz-muted);
	font-size: 1.05rem;
	line-height: 1.65;
	margin: 0;
	max-width: 46rem;
}

.kz-check__eyebrow,
.kz-check__result-kicker {
	color: var(--kz-accent-dark);
	font-size: 0.75rem;
	font-weight: 850;
	letter-spacing: 0.1em;
	margin: 0 0 0.55rem;
	text-transform: uppercase;
}

.kz-check__privacy {
	align-items: center;
	color: var(--kz-accent-dark);
	display: flex;
	font-size: 0.88rem;
	font-weight: 700;
	gap: 0.45rem;
	margin: 1rem 0 0;
}

.kz-check__form {
	padding: clamp(1.4rem, 4vw, 2.6rem);
}

.kz-check__questions {
	display: grid;
	gap: 1.1rem;
}

.kz-check__question {
	background: var(--kz-surface);
	border: 1.5px solid var(--kz-line);
	border-radius: 0.9rem;
	margin: 0;
	min-width: 0;
	padding: clamp(1rem, 3vw, 1.35rem);
}

.kz-check__question[data-kz-check-invalid="true"] {
	background: #fff8f2;
	border-color: var(--kz-danger);
}

.kz-check__question legend {
	color: var(--kz-ink);
	font-size: 1rem;
	font-weight: 800;
	line-height: 1.4;
	padding: 0 0.25rem;
}

.kz-check__help,
.kz-check__question-error {
	color: var(--kz-muted);
	font-size: 0.82rem;
	line-height: 1.5;
	margin: 0.15rem 0 0.8rem;
}

.kz-check__question-error {
	color: var(--kz-danger);
	font-weight: 750;
	margin: 0.7rem 0 0;
}

.kz-check__options {
	display: grid;
	gap: 0.55rem;
	grid-template-columns: repeat(2, minmax(0, 1fr));
}

.kz-check__option {
	position: relative;
}

.kz-check__option input {
	height: 1px;
	left: 0.8rem;
	opacity: 0;
	position: absolute;
	top: 1.35rem;
	width: 1px;
}

.kz-check__option label {
	align-items: center;
	background: #fff;
	border: 1.5px solid #9bafa6;
	border-radius: 0.7rem;
	color: var(--kz-ink);
	cursor: pointer;
	display: flex;
	font-size: 0.9rem;
	font-weight: 700;
	line-height: 1.4;
	min-height: 3rem;
	padding: 0.7rem 0.8rem 0.7rem 2.45rem;
	position: relative;
}

.kz-check__option label::before {
	background: #fff;
	border: 2px solid #6f837b;
	border-radius: 50%;
	content: "";
	height: 1.05rem;
	left: 0.85rem;
	position: absolute;
	top: 50%;
	transform: translateY(-50%);
	width: 1.05rem;
}

.kz-check__option input:hover + label {
	border-color: var(--kz-accent);
}

.kz-check__option input:checked + label {
	background: #e4f4ed;
	border-color: var(--kz-accent);
	box-shadow: inset 0 0 0 1px var(--kz-accent);
}

.kz-check__option input:checked + label::before {
	background: var(--kz-accent);
	border: 0.28rem solid #fff;
	box-shadow: 0 0 0 2px var(--kz-accent);
}

.kz-check__option input:focus-visible + label {
	outline: 3px solid var(--kz-warm);
	outline-offset: 2px;
}

.kz-check__errors {
	background: #fff2f2;
	border: 1px solid #e2a4a4;
	border-radius: 0.65rem;
	color: #7e2424;
	font-size: 0.92rem;
	font-weight: 700;
	margin-bottom: 1.15rem;
	padding: 0.8rem 0.95rem;
}

.kz-check__expert-editor {
	display: grid;
	gap: 1rem;
	grid-column: 1 / -1;
	min-width: 0;
}

.kz-check__expert-errors {
	background: #fff2f2;
	border: 1px solid #e2a4a4;
	border-radius: 0.65rem;
	color: #7e2424;
	font-size: 0.88rem;
	font-weight: 700;
	padding: 0.8rem 0.95rem;
}

.kz-check__expert-section {
	background: #fff;
	border: 1px solid var(--kz-line);
	border-radius: 0.8rem;
	padding: 1rem;
}

.kz-check__expert-section h4 {
	color: var(--kz-ink);
	font-size: 0.98rem;
	margin: 0;
}

.kz-check__expert-section > p {
	color: var(--kz-muted);
	font-size: 0.8rem;
	line-height: 1.5;
	margin: 0.35rem 0 0.8rem;
}

.kz-check__expert-rows {
	display: grid;
	gap: 0.8rem;
}

.kz-check__expert-row {
	background: var(--kz-surface);
	border: 1px solid var(--kz-line);
	border-radius: 0.7rem;
	display: grid;
	gap: 0.75rem;
	grid-template-columns: repeat(auto-fit, minmax(min(100%, 10.5rem), 1fr));
	margin: 0;
	min-width: 0;
	padding: 0.9rem;
}

.kz-check__expert-row legend {
	color: var(--kz-ink);
	font-size: 0.86rem;
	font-weight: 800;
	padding: 0 0.25rem;
}

.kz-check__expert-field {
	display: grid;
	gap: 0.35rem;
	min-width: 0;
}

.kz-check__expert-field label {
	color: var(--kz-ink);
	font-size: 0.75rem;
	font-weight: 750;
	line-height: 1.35;
}

.kz-check__expert-field input,
.kz-check__expert-field select {
	background: #fff;
	border: 1px solid #9bafa6;
	border-radius: 0.55rem;
	color: var(--kz-ink);
	font: inherit;
	font-size: 0.88rem;
	min-height: 2.75rem;
	min-width: 0;
	padding: 0.58rem 0.65rem;
	width: 100%;
}

.kz-check__expert-field input:focus-visible,
.kz-check__expert-field select:focus-visible,
.kz-check__expert-add:focus-visible,
.kz-check__expert-remove:focus-visible {
	outline: 3px solid var(--kz-warm);
	outline-offset: 2px;
}

.kz-check__expert-add,
.kz-check__expert-remove {
	background: #fff;
	border: 1px solid var(--kz-accent);
	border-radius: 0.55rem;
	color: var(--kz-accent-dark);
	cursor: pointer;
	font: inherit;
	font-size: 0.78rem;
	font-weight: 750;
	min-height: 2.65rem;
	padding: 0.55rem 0.75rem;
}

.kz-check__expert-add {
	margin-top: 0.8rem;
}

.kz-check__expert-remove {
	align-self: end;
}

.kz-check__expert-row:only-child .kz-check__expert-remove {
	opacity: 0.75;
}

.kz-check__submit,
.kz-check__edit {
	border-radius: 0.7rem;
	cursor: pointer;
	font: inherit;
	font-weight: 800;
	min-height: 3rem;
	padding: 0.78rem 1.2rem;
}

.kz-check__submit {
	background: var(--kz-accent);
	border: 0;
	color: #fff;
	margin-top: 1.5rem;
}

.kz-check__submit:hover {
	background: var(--kz-accent-dark);
}

.kz-check__submit:focus-visible,
.kz-check__edit:focus-visible {
	outline: 3px solid var(--kz-warm);
	outline-offset: 3px;
}

.kz-check__result {
	background: #183c38;
	border-radius: 1rem;
	color: #fff;
	margin: 0 clamp(1.4rem, 4vw, 2.6rem) clamp(1.4rem, 4vw, 2.6rem);
	padding: clamp(1.25rem, 4vw, 2rem);
}

.kz-check__result:focus {
	outline: 3px solid var(--kz-warm);
	outline-offset: 3px;
}

.kz-check__result-kicker {
	color: #acd8c7;
}

.kz-check__result h3,
.kz-check__result h4 {
	color: #fff;
}

.kz-check__result h3 {
	font-size: clamp(1.3rem, 3vw, 1.75rem);
	margin: 0 0 0.7rem;
}

.kz-check__result h4 {
	font-size: 1rem;
	margin: 1.5rem 0 0.7rem;
}

.kz-check__summary,
.kz-check__disclaimer {
	color: #e2efeb;
	line-height: 1.6;
	margin: 0;
}

.kz-check__flags,
.kz-check__actions {
	list-style: none;
	margin: 0;
	padding: 0;
}

.kz-check__flags {
	display: grid;
	gap: 0.65rem;
	grid-template-columns: repeat(2, minmax(0, 1fr));
}

.kz-check__flag,
.kz-check__actions li {
	background: rgba(255, 255, 255, 0.08);
	border: 1px solid rgba(255, 255, 255, 0.15);
	border-radius: 0.75rem;
	padding: 0.9rem;
}

.kz-check__flag {
	border-top: 4px solid #9fb4ad;
}

.kz-check__flag--klar {
	border-top-color: #65c09e;
}

.kz-check__flag--klaeren {
	border-top-color: #83bde6;
}

.kz-check__flag--beachten {
	border-top-color: #f3b83f;
}

.kz-check__flag-label {
	color: #bdd8cf;
	display: block;
	font-size: 0.7rem;
	font-weight: 850;
	letter-spacing: 0.07em;
	margin-bottom: 0.35rem;
	text-transform: uppercase;
}

.kz-check__flag strong,
.kz-check__actions strong {
	color: #fff;
	display: block;
	font-size: 0.92rem;
	line-height: 1.4;
}

.kz-check__flag p,
.kz-check__actions p {
	color: #dceae6;
	font-size: 0.84rem;
	line-height: 1.55;
	margin: 0.35rem 0 0;
}

.kz-check__actions {
	counter-reset: kz-check-action;
	display: grid;
	gap: 0.65rem;
}

.kz-check__actions li {
	counter-increment: kz-check-action;
	padding-left: 3.2rem;
	position: relative;
}

.kz-check__actions li::before {
	align-items: center;
	background: var(--kz-warm);
	border-radius: 50%;
	color: var(--kz-ink);
	content: counter(kz-check-action);
	display: flex;
	font-size: 0.78rem;
	font-weight: 900;
	height: 1.65rem;
	justify-content: center;
	left: 0.9rem;
	position: absolute;
	top: 0.9rem;
	width: 1.65rem;
}

.kz-check__disclaimer {
	border-top: 1px solid rgba(255, 255, 255, 0.18);
	font-size: 0.8rem;
	margin-top: 1rem;
	padding-top: 1rem;
}

.kz-check__edit {
	background: transparent;
	border: 1px solid #9fc5b8;
	color: #fff;
	margin-top: 1rem;
}

.kz-check__edit:hover {
	background: rgba(255, 255, 255, 0.1);
}

.kz-check__expert-result {
	min-width: 0;
}

.kz-check__expert-note {
	color: #dceae6;
	font-size: 0.84rem;
	line-height: 1.55;
	margin: 0 0 1rem;
}

.kz-check__expert-actions-list {
	display: grid;
	gap: 0.65rem;
	list-style: decimal;
	margin: 0;
	padding-left: 1.3rem;
}

.kz-check__expert-actions-list li {
	background: rgba(255, 255, 255, 0.08);
	border: 1px solid rgba(255, 255, 255, 0.15);
	border-radius: 0.7rem;
	color: #fff;
	padding: 0.8rem;
}

.kz-check__expert-actions-list strong {
	color: #fff;
	display: block;
	font-size: 0.88rem;
}

.kz-check__expert-actions-list p {
	color: #dceae6;
	font-size: 0.8rem;
	line-height: 1.5;
	margin: 0.3rem 0;
}

.kz-check__expert-actions-list span {
	color: #acd8c7;
	font-size: 0.72rem;
	font-weight: 750;
}

.kz-check__method {
	border-top: 1px solid var(--kz-line);
	color: var(--kz-muted);
	font-size: 0.86rem;
	line-height: 1.55;
	padding: 1rem clamp(1.4rem, 4vw, 2.6rem);
}

.kz-check__method summary {
	align-items: center;
	color: var(--kz-ink);
	cursor: pointer;
	display: flex;
	font-weight: 750;
	gap: 0.75rem;
	justify-content: space-between;
	list-style: none;
}

.kz-check__method p {
	margin: 0.75rem 0 0;
}

.kz-check__noscript {
	background: #fff7dc;
	border-top: 1px solid #ebd795;
	color: var(--kz-ink);
	line-height: 1.6;
	margin: 0;
	padding: 1rem clamp(1.4rem, 4vw, 2.6rem);
}

@media (max-width: 40rem) {
	.kz-check {
		border-radius: 0.85rem;
	}

	.kz-check__intro,
	.kz-check__form {
		padding-left: 1rem;
		padding-right: 1rem;
	}

	.kz-check__options,
	.kz-check__flags {
		grid-template-columns: 1fr;
	}

	.kz-check__result {
		margin-left: 1rem;
		margin-right: 1rem;
	}

	.kz-check__submit {
		width: 100%;
	}
}

@media (prefers-reduced-motion: reduce) {
	.kz-check *,
	.kz-check *::before,
	.kz-check *::after {
		scroll-behavior: auto !important;
		transition-duration: 0.01ms !important;
	}
}

@media (forced-colors: active) {
	.kz-check,
	.kz-check__question,
	.kz-check__option label,
	.kz-check__expert-section,
	.kz-check__expert-row,
	.kz-check__expert-field input,
	.kz-check__expert-field select,
	.kz-check__result {
		border: 1px solid CanvasText;
	}
}